Mal’s e-commerce is a shopping cart recommended by PayPal and both are SSL secure. PayPal has separated from e-bay to become a stand-alone bank with billions in assets. PayPal uses the latest in encryption algorithms which you can double check by making sure the "https://" shows in your address bar. The "s" stands for secure and can only be used by websites using the SSL encryption designation. To learn more about just how safe PayPal is please click here.